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Keep warm this winter without breaking the bank

With winter right around the corner, many of us (me included) are dreading the frost-bitten mornings, increased heating bills, and feeling too frozen to enjoy our days. However, with winter comes a long list of simple things to appreciate, such as layering up with your favourite scarf before heading out, curling up under a blanket with a good book, endless cups of tea, and of course, the ultimate season for soup. Another thing to add to this unspoken list of winter essentials is the very thing that keeps us warm all day everyday: our most trusted pair of ugg boot slippers. This winter, it’s never been more important to make sure your uggs are in tip top shape, as there’s nothing more miserable than having cold toes in the middle of June. Luckily, Ugg Express is here to help. This Australian owned and based footwear brand has been crafting a wide range of high-quality ugg boots, street wear shoes and accessories for the Australian community for over 30 years. From <a href="https://uggexpress.com.au/collections/ugg-boots-for-women">women’s</a> and <a href="https://uggexpress.com.au/collections/mens-ugg-boots">men’s</a> collections to styles made for little feet, every pair of UGGs is meticulously constructed using a combination of robust soles, reinforced stitching and high-quality suede or leather exteriors to deliver long-lasting wear and endless warmth. If it's boots you’re looking for, or if slip-on slippers are more your speed, Ugg Express have what you’re after, with their entire range coming in at very affordable prices. I was lucky enough to be sent a pair of <a href="https://uggexpress.com.au/products/as-ugg-slippers-homey-unisex-sheepskin-slippers?variant=19690173005882">sheepskin Ugg slippers</a>, and can confidently say I have found my go-to Uggs for winter. These slippers are not a full boot, making them easy to slip on and off if you struggle with mobility issues, while still keeping your heels and ankles snug. As someone who has long suffered with circulation problems (even in the depths of summer will be fingers and toes be entirely too cold) these sheepskin slippers have answered my winter prayers. The ultra-soft sheepskin lining gently moulds to the contours of your feet, providing a cushioned and cloud-like sensation with every step, without leaving your feet feeling overheated or sweaty. Sheepskin also contains natural antimicrobial properties that wick away moisture and help keep nasty odours at bay, so your pair of Uggs smell fresh and new, even with extended wear. The warmth and comfort of these Uggs are unmatched, with a comfy sole adding much needed support, so you can wear them all day long. You can shop the entire range of Uggs, slippers, boots and much more <a href="https://uggexpress.com.au/">online</a>, with the Ugg Express website offering free shipping on orders over $100, and a no risk 30-day returns policy to ensure every customer is happy with their purchase. If you prefer to try before you buy, Ugg Express have stores located all across Australia. Don’t wait before you’re frozen solid to make your ultimate winter purchase! Explore the range today to discover a pair of stylish UGG boots you’ll be reaching for whenever the temperature dips. Image credits: Shutterstock

Beauty & Style

Worried about price gouging? For banks, there’s a simple solution

<a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, <a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a> Does it feel like you’re being charged more for all sorts of things these days, from <a href="https://theconversation.com/supermarkets-airlines-and-power-companies-are-charging-exploitative-prices-despite-reaping-record-profits-222755#:%7E:text=According%20to%20the%20inquiry%2C%20the,dairy%20products%20and%20breakfast%20cereals.&text=Farmers%20recently%20accused%20supermarkets%20of%20making%20too%20much%20profit%20from%20their%20crops.">groceries</a> to <a href="https://theconversation.com/see-when-australias-biggest-banks-stopped-paying-proper-interest-on-your-savings-and-what-you-can-do-about-it-200265">banking</a>? Turns out, you’re right. While we might be more likely to remember prices that go up than prices that go down, the very best evidence – assembled by Australia’s <a href="https://treasury.gov.au/sites/default/files/2023-11/competition-review-mergers-background-note.pdf">Treasury</a>, the federal government’s lead economic adviser – says your suspicions are right. We really are being charged more than we used to be two decades ago. Coupled with the latest profit reports from Australia’s biggest supermarkets and banks, including Tuesday’s half-year results from Coles, it suggests we are contributing more to company profits than we used to. <h2>Climbing price markups</h2> The Treasury estimates show in the 13 years between 2003-04 and 2016-17, the average price markup – the difference between the cost of a product and its selling price – across all Australian industries climbed 6%. That’s extra profit, taken from your wallet, going to the people selling you things. Those Treasury estimates are contained in a background paper prepared for the competition <a href="https://treasury.gov.au/review/competition-review-2023">inquiry</a> being undertaken by a panel including Productivity Commission chair Danielle Wood, former Competition and Consumer Commission chief Rod Sims, and business leader David Gonski. At the same time, the average share of each industry held by its biggest four firms edged up from 41% to 43%. Profit margins are also higher here than in more competitive markets overseas. This is true in banking, where the big four have taken over St George, BankWest, and the Bank of Melbourne – and are about to take over <a href="https://www.accc.gov.au/media-release/australian-competition-tribunal-authorises-anz%E2%80%99s-proposed-acquisition-of-suncorp-bank">Suncorp</a>. It’s also true in supermarkets, where the big two, Woolworths and Coles, have taken over or seen off Franklins, Bi-Lo and Safeway. <h2>Bigger profit margins than overseas</h2> Coles supermarkets reported earnings <a href="https://www.investopedia.com/terms/e/ebitda.asp#:%7E:text=EBITDA%2C%20or%20earnings%20before%20interest,generated%20by%20the%20company's%20operations.">before adjustments</a> of <a href="https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-02777616-3A637432">A$1.73 billion</a> on sales of $19.778 billion in the half year to December – a profit margin of 8.7%. Last week, Woolworths supermarkets reported earnings of <a href="https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-02774826-2A1506104">$2.45 billion</a> on sales of $25.648 billion – a margin of 9.6%. By way of comparison, the dominant UK supermarket group, Sainsbury’s, has a profit margin of <a href="https://stockanalysis.com/quote/lon/SBRY/statistics/">6.13%</a>. In banking, the Commonwealth Bank has just reported a return on equity (profit as a proportion of shareholders’ funds) of <a href="https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-02772167-2A1504649">13.8%</a>. National Australia Bank reported <a href="https://www.nab.com.au/content/dam/nab/documents/reports/corporate/2023-full-year-results.pdf">12.9%</a>. While on a par with the big banks overseas, those recent returns are a good deal higher than CommBank’s <a href="https://www.commbank.com.au/content/dam/commbank-assets/about-us/2021-08/2021-annual-report_spreads.pdf">11.5%</a> and NAB’s <a href="https://www.nab.com.au/content/dam/nab/documents/reports/corporate/2021-full-year-results-management-discussion-and-analysis.pdf">10.7%</a> reported two years ago. <h2>Little hope for groceries</h2> For supermarkets, there’s not a lot the government can do, apart from launching an <a href="https://www.accc.gov.au/inquiries-and-consultations/supermarkets-inquiry-2024-25">inquiry</a>, and perhaps giving Australian authorities the power to <a href="https://www.afr.com/policy/economy/break-up-firms-that-abuse-market-power-says-former-competition-tsar-20230709-p5dmtq">break up</a> firms that abuse their market power. But Prime Minister Anthony Albanese has said he isn’t keen on giving Australian authorities the sort of powers available to authorities in the United States and the United Kingdom, saying (incongruously) Australia is “<a href="https://www.pm.gov.au/media/radio-interview-abc-radio-brisbane-mornings">not the old Soviet Union</a>”. And doing anything short of that would be unlikely to have much effect. Australia’s two supermarket giants have invested a fortune in high-tech <a href="https://theconversation.com/coles-and-woolworths-are-moving-to-robot-warehouses-and-on-demand-labour-as-home-deliveries-soar-166556">warehouses and distribution systems</a>, which new rivals would be hard-pressed to match. <h2>Hope for more competitive banking</h2> But for banks it’s altogether different. Richard Denniss of the Australia Institute has come up with the idea, and it’s a beauty. It’s for the government to provide a low-cost banking service – expanding on services it already offers. The costs would be so low, other banks might decide to add features and resell them in the same way as resellers sell <a href="https://www.whistleout.com.au/MobilePhones/Guides/Telstra-network-coverage-vs-ALDI-Woolworths-Belong-Boost">mobile phone</a> and <a href="https://www.nbnco.com.au/residential/service-providers">NBN</a> services. The primary function of any bank is to provide a numbered account into which Australians can deposit and withdraw funds. The Australian Tax Office does this already, at an incredibly low cost. The tax office gives every working Australian a <a href="https://www.ato.gov.au/individuals-and-families/tax-file-number">tax file number</a>. Employers deposit money into these accounts, and – should the tax office owe a refund – taxpayers withdraw them. Some taxpayers ensure their tax is <a href="https://www.ato.gov.au/businesses-and-organisations/international-tax-for-business/in-detail/income/refund-of-over-withheld-withholding-how-to-apply">overpaid</a>, so they withdraw later. Denniss describes it as a bank account with the world’s clumsiest interface. <h2>The government could offer bank loans</h2> It wouldn’t be much of a stretch from improving that interface to offering government loans. In fact, government loans are already provided in some circumstances: such as to retirees with home equity through the <a href="https://www.dss.gov.au/our-responsibilities/seniors/benefits-payments/home-equity-access-scheme">home equity access scheme</a>, and to Centrelink recipients through <a href="https://www.servicesaustralia.gov.au/centrelink-online-account-help-apply-for-advance-payment">advance payments</a>. It woudn’t be much more of stretch to provide loans more broadly, at an incredibly low administrative cost. The government already lends against the <a href="https://www.servicesaustralia.gov.au/who-can-get-loan-under-home-equity-access-scheme">value of homes</a>. Back in the days when the federal government owned the <a href="https://www.commbank.com.au/about-us/our-company/history.html">Commonwealth Bank</a>, it had to cover the high costs of running bricks and mortar branches. Freed from those costs, the government could now offer a low-cost, technology-enabled basic banking service that would tempt us away from the big four banks – unless they offered better value. Of course it would cost money, although a lot of it has already been spent setting up the system of tax file numbers and accounts. And of course the banks would hate the idea. That would be the point. But doing what we can to stop Australians being overcharged is important, not only for wage earners but also for businesses. The <a href="https://treasury.gov.au/review/competition-review-2023">competition inquiry</a> the government has launched is a good start. It shouldn’t be frightened about where it might lead.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/223821/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, Visiting Fellow, <a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/worried-about-price-gouging-for-banks-theres-a-simple-solution-223821">original article</a>.

Money & Banking

"Too good to be true": Bank teller saves couple from losing $40k

A Tasmanian couple have been saved from losing $40k into an online investment scam after a bank teller noticed the red flags. The couple visited the NAB branch in Rosny, Hobart after their account was blocked during an attempt to transfer the money to an ‘online investment firm’ in Perth. The payment was the first of two instalments that they were set to pay the "firm" but NAB Customer Advisor Erin Bugg saved them from a massive loss. Bugg became suspicious of the firm after they promised a 12 per cent return on their term deposit and a guaranteed pay out if the firm went bust. “If there was a scam red flags bingo card, ‘online investment opportunity’ would be top of the list,” the NAB Customer Advisor said. “Immediately, alarm bells went off for me. It sounded like an investment scam and I was concerned this couple could lose their life savings.” The couple, however, insisted that they weren't being scammed so Bugg decided to look into the matter further and found a website and article about the firm. When she looked into the rates they offered she realised it “was literally too good to be true." “No one likes to be told they’re being lied to, especially when they feel like they’ve done all the right things. They had done their own research, and even spoken to the company on the phone,” she said. She added that "alarm bells" started ringing when the wife explained that a man from the firm kept calling her to thank her for the investment and encourage her to open an account. The couple then rang the "firm" in front of Bugg to try and convince her it was real. “I declined to speak to the ‘firm’, but I could hear them telling the customers, ‘Oh, NAB always flags us as a scam’,’” she recalled. NAB’s fraud team then informed them that the firm had a bank account at another bank, and to call the bank to confirm whether it was legit. After calling the other bank, they found that the account was not connected to the investment firm and suggested them to not transfer anything. “It was such a relief to hear from the customer that they’d avoided being scammed,” Bugg said. This comes after Scamwatch received over 7,000 reports of investment scams collectively costing Aussies over $275 million in the last year. Image: NAB

Money & Banking

Could you cope with a shock to your bank balance? 5 ways to check you are financially resilient

<a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> Imagine the dentist has just said you urgently need a A$2,000 dental crown. A week later, a pipe in your bathroom bursts, causing $8,000 worth of damage. Suddenly, you’ve been hit with a $10,000 financial shock. As the cost-of-living crisis plunges more households into financial uncertainty and at least <a href="https://melbourneinstitute.unimelb.edu.au/data/taking-the-pulse-of-the-nation-2022/2023/australians-face-challenging-budgetary-constraints#:%7E:text=Over%20the%20past%20six%20months,has%20increased%20to%2060%20percent.">one-third</a> of Australians struggle to make ends meet, it’s more important than ever to ask yourself: how financially resilient am I? Being financially resilient means you aren’t left financially devastated when an expensive emergency creeps up on you. Here are five key signs of financial resilience. <h2>1. You have a plan for what you’d do if you suddenly lost your salary</h2> Financial resilience means having a plan to fall back on during tough times. This extends to how you’d make money if you lost your job. In practice, that means things like making sure your skills and contacts are kept up to date so you can more easily find a new job. You might also consider whether a “side hustle” job such as tutoring could work for you in the short term, and how you’d put that plan into practice if needed. Perhaps you have a spare room in your home you could rent out for a period of time if you lost your salary. Those examples won’t work for everyone, of course, but it’s still worth asking yourself the question: what would I do if I lost my salary tomorrow? <h2>2. You have enough liquid assets to meet an unexpected financial expense</h2> Liquid assets means money that can be accessed quickly and easily to overcome an unplanned financial expense. Savings are a good example. They provide a buffer so you can cope in the short term if a financial shock strikes. The federal government’s Moneysmart website suggests you aim to have enough in your emergency savings fund to cover <a href="https://moneysmart.gov.au/saving/save-for-an-emergency-fund">three months of expenses</a>. Having an <a href="https://moneysmart.gov.au/glossary/offset-account">offset account</a> as part of a mortgage is another option that provides a buffer. Putting money in an offset account helps you save while reducing the amount of interest on a home loan. You can still access the money in an offset account at any time. <h2>3. You have bought the right financial products, such as insurance</h2> Financial products, such as insurance, hedge against potential losses. Personal insurance is important because it provides income in the event of death, illness or injury. Examples include: <ul> <li> life insurance (which pays out to your beneficiaries, such as your partner or children, when you die) </li> <li> total and permanent disability insurance (which means you may get some money if you acquire a disability that prevents you from working) </li> <li> income protection (which provides you with an income if you can no longer work) </li> <li> trauma cover (which covers a life-changing illness or injury, such as cancer or a stroke). </li> </ul> Check if your superannuation has any of these insurances included in it. <a href="https://www.griffith.edu.au/__data/assets/pdf_file/0030/295770/FPRJ-V4-ISS1-pp-53-75-insurance-literacy-in-australia.pdf">Research</a> has found that many Australians are underinsured. <h2>4. You can still pay your debts when times are tough</h2> Being able to borrow money can help when you’re in a tight spot. But knowing where to borrow from, how much to borrow and how to manage debt repayments is crucial. Financially resilient people use debt responsibly. That means: <ul> <li> not using debt for frivolous expenses like after-work drinks </li> <li> staying away from private money lenders </li> <li> being cautious about buy-now-pay-later services </li> <li> watching out for debts with high interest rates, such as payday loans and credit card debt </li> <li> maintaining debt repayments consistently. </li> </ul> If you’re having debt problems, talk to your lender about renegotiating your repayment arrangements, or contact the <a href="https://ndh.org.au/">National Debt Helpline</a> on 1800 007 007. <h2>5. You are financially literate</h2> Being financially literate means you can assess the benefits and risks of using savings or taking out debt to meet an unplanned financial need. As I have <a href="https://theconversation.com/are-you-financially-literate-here-are-7-signs-youre-on-the-right-track-202331">written</a> before on The Conversation, key signs of financial literacy include tracking your cashflow, building a budget, as well as understanding what debts you have and which to pay first. It also means storing your money across different places (such as superannuation, savings accounts, property and the share market) and understanding how financial assets like cash, shares and bonds work. Being aware of your financial strengths and weaknesses, and having financial goals is also important. Nobody is born knowing how to make sound financial decisions; it’s a skill that must be learned. It’s good to think about the resources you would draw upon to help get yourself out of a difficult financial situation – well before disaster strikes.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/218126/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/could-you-cope-with-a-shock-to-your-bank-balance-5-ways-to-check-you-are-financially-resilient-218126">original article</a>.

Money & Banking

Bring a plate! What to take to Christmas lunch that looks impressive (but won’t break the bank)

<a href="https://theconversation.com/profiles/lauren-ball-14718">Lauren Ball</a>, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>; <a href="https://theconversation.com/profiles/amy-kirkegaard-1401256">Amy Kirkegaard</a>, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>; <a href="https://theconversation.com/profiles/breanna-lepre-1401257">Breanna Lepre</a>, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>, and <a href="https://theconversation.com/profiles/emily-burch-438717">Emily Burch</a>, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a> Christmas lunch is at your friend’s house this year, and they’ve asked you to bring a plate. Money is tight. So, you find yourself wondering, “What’s cheap, healthy but also looks impressive?” While a tray of mangoes would certainly be a cheap, healthy and colourful contribution, you want to look as if you’ve put in a bit of effort. If you’re struggling for inspiration, here are some tried and tested ideas. <h2>First, choose your ingredients</h2> Check your pantry for inspiration or ingredients. Crackers, dried fruit or nuts are great ideas for a charcuterie board. You can use herbs and spices to add flavour to dishes, or you could use up packets of dried pasta to make a <a href="https://nomoneynotime.com.au/healthy-easy-recipes/salmon-and-pasta-salad">pasta salad</a>. This is also a great way to clean out your pantry. Focus on fruit and vegetables that are in season, so are cheaper and more readily available. Keep an eye out at your local fruit and veggie shop or market as it will usually have in-season fruit and vegetables in bulk quantities at reduced prices. Check out <a href="http://seasonalfoodguide.com/australia-general-seasonal-fresh-produce-guide-fruits-vegetables-in-season-availability.html">this seasonal food guide</a> to help you plan your Christmas menu. Ask around for deals by chatting to your local butcher, fishmonger or grocer and let them know your budget. They may suggest cheaper cuts of meat (such as, <a href="https://www.australianbutchersguild.com.au/the-blog/the-abg-blog/underrated-cuts-of-beef/">oyster</a>, <a href="https://www.australianbeef.com.au/know-your-meat/beef-cuts/">blades, rump caps</a>). Try cooking <a href="https://www.bestrecipes.com.au/recipes/slow-cooker-corned-beef-mustard-sauce-recipe/z47lwrbv?r=entertaining/9clz7475&h=entertaining">corned beef</a> or <a href="https://www.bbcgoodfood.com/recipes/slow-cooker-roast-chicken">roast chicken</a> in a slow cooker with lots of vegetables. Slow-cooked meals can be frozen and can come in handy for left-overs. Lean into <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4608274/">legumes</a>. These are packed with fibre, protein, vitamins and minerals. They are also budget-friendly and a great way to add texture to salads. Tinned chickpeas, or cannellini, kidney, or butter beans are quick and easy additions that can make filling dishes go further. You could even turn tinned chickpeas into homemade hommus for a healthy and delicious side dish. Check out these healthy legume <a href="https://nomoneynotime.com.au/healthy-easy-recipes/filter/keywords--legumes">recipes</a>. <h2>7 ways to keep food costs down this Christmas</h2> 1. Plan ahead Plan your menu by asking how many people are coming and checking for any food preferences or dietary requirements. Check for items you already have at home, and make a shopping list for only what you <a href="https://www.emerald.com/insight/content/doi/10.1108/BFJ-12-2017-0726/full/html">need</a>. 2. Use free recipes Use free online recipe collections and e-books tailored for budget cooking that can help you design your Christmas menu to meet your budget. This <a href="https://nomoneynotime.com.au/uploads/Our-Guide-to-the-Perfect-Christmas-Feast.pdf">one</a> was created by a group of <a href="https://dietitiansaustralia.org.au/working-dietetics/standards-and-scope/role-accredited-practising-dietitian">accredited practising dietitians</a> and has healthy, budget friendly recipes and ideas. You could also try this budget friendly collection of Christmas recipes from <a href="https://www.taste.com.au/recipes/collections/budget-christmas-recipes">taste</a>. 3. Involve the family Get together with other family members and make it a challenge to see who can make the cheapest, most delicious dish. Get the kids involved in fun activities, such as making a DIY gingerbread house or putting together mixed skewers for the barbecue. 4. Pool your resources Larger quantities of a single dish will be cheaper than multiple different dishes (and easier to prepare). 5. Frozen is fine Use frozen fruits and vegetables if you need to. These can have just as <a href="https://pubmed.ncbi.nlm.nih.gov/25526594/">many vitamins and minerals</a> as fresh, are often cheaper than fresh produce and last longer. Try using frozen berries to decorate the pavlova or add them to your favourite cake, muffin or pie. 6. Make your own drinks You could make your own drinks, such as home-brewed iced tea. See if anyone in your family has a soda stream you can borrow to make sparkling mineral water. Add some freshly squeezed lemon or lime for extra flavour. 7. Reduce waste Use your own crockery and re-use leftovers to reduce waste. After all, washing up is cheaper than buying plastic or paper plates and better for the environment. Remember to save any leftovers and re-use them. Leftover fresh vegetables could be used to make a hearty soup or chutney. <h2>It doesn’t have to be perfect</h2> Christmas comes and goes quickly. If your cooking ideas don’t work out, it’s not the end of the world. Choosing healthy foods on a budget is important all year around, so you may like to think about trying these tips throughout the years to come. <img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/196565/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /> <a href="https://theconversation.com/profiles/lauren-ball-14718">Lauren Ball</a>, Professor of Community Health and Wellbeing, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>; <a href="https://theconversation.com/profiles/amy-kirkegaard-1401256">Amy Kirkegaard</a>, Postdoctoral Research Fellow, School of Human Movement and Nutrition Sciences, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>; <a href="https://theconversation.com/profiles/breanna-lepre-1401257">Breanna Lepre</a>, Research Fellow, Mater Research Institute, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a>, and <a href="https://theconversation.com/profiles/emily-burch-438717">Emily Burch</a>, Dietitian and Researcher, <a href="https://theconversation.com/institutions/the-university-of-queensland-805">The University of Queensland</a> Image credits: Getty Images This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/bring-a-plate-what-to-take-to-christmas-lunch-that-looks-impressive-but-wont-break-the-bank-196565">original article</a>.

Food & Wine

“Petty”: Steve Price’s bid to ban Dan Andrews called out

It seems that golf, the sport known for its calm demeanour and leisurely strolls, is continuing to become a battleground for political disagreements. Move over, parliamentary debates; we've got a straight-up fairway feud on our hands. It all started when former Victorian Premier Daniel Andrews decided he wanted to swap the political arena for the green one. Little did he know that his membership application to the Portsea Golf Club would turn into a full-blown scandal, complete with threats to <a href="https://www.oversixty.com.au/travel/travel-trouble/i-ll-quit-steve-price-s-fairway-feud-with-dan-andrews" target="_blank" rel="noopener">tear up memberships</a> and accusations of petty behaviour. The took another turn on a recent episode of The Project, where hosts Waleed Aly and Sam Taunton found themselves caught in the crossfire of their co-star Steve Price's golfing fury. The dispute centres around the fact that more than 100 club members have written a strongly-worded letter, demanding that Andrews be rejected. Price, the self-proclaimed defender of fairways and greens, threatened to "tear up" his Portsea Golf Club membership if Andrews gets the green light. Aly, doing his best to keep the peace, questioned Price about the gravity of the situation. "But why is it a big deal?" he asked Price on the panel. "If he gets admitted, you don’t have to walk around the golf course." Price, however, had a different concern: "I have to go into the bar, and he might be having food." Ah, the horror of sharing a clubhouse with a former premier! Taunton, sensing the absurdity of the situation, almost called the whole debacle "petty" before wisely biting his tongue. But Price, ever the instigator, goaded him to finish his sentence, to which Taunton finally admitted, "No, I was going to say it is petty. It was years ago, and at some point, don’t you move on? Why?" Price, standing firm as the guardian of golfing justice, declared, "No. Because we don’t want him there!" It seems the only thing harder to overcome than a water hazard is a political grudge. In the grand scheme of things, it's a bit bewildering that a golf club membership is causing such a ruckus. You'd be forgiven for thinking they were discussing nuclear disarmament, not whether Andrews should be allowed to practice his swing in peace. As the world anxiously awaits the fate of Andrews' golfing aspirations, we're left to wonder: will he get the coveted membership, or will Price be left tearing up his golf club card like a rejected love letter? Only time will tell if this golfing saga will go down in history as a hole-in-one or just another bogey. Images: Network Ten

Legal

“I’ll quit”: Steve Price’s fairway feud with Dan Andrews

Steve Price, the Sky News shock jock and host of The Project, has threatened a full-scale membership mutiny of his hallowed Portsea Golf Club, turning Victoria's Mornington Peninsula into the stage for a golf-centric feud that looks set to make more divots than a toddler with a sand wedge. Price has vowed to unleash the ultimate golf club warfare if former Victorian premier Daniel Andrews dares to follow through on his ambition to become a member of his beloved club. Price declared on Sky News Australia that if Andrews is welcomed into the exclusive golfing enclave, he would take his membership and tear it into more pieces than a scorecard after a disastrous round. “This is the premier who stopped us playing golf for two years during Covid,” Price exclaimed in much the same way one would (1 wood? too much) if Andrews personally walked up and confiscated his seven-iron. “No way should that man come into the golf club.” Former pro golfer Mark Allen joined the chorus of disapproval, claiming that other golf clubs along the Mornington Peninsula were contemplating a similar blockade against Andrews. The uproar stems from the dark days of Covid when golfers in certain parts of the Mornington Peninsula were banned from fairways and greens, as well as a specific restriction that allowed certain parts of the peninsula to carry on playing, while others areas were banned altogether. Andrews, in his role as the "lockdown czar", earned the ire of golf enthusiasts who found solace only on the "wrong" side of the bay. “Remember one side of the peninsula they were able to play and get around, the other side of the peninsula, they were not allowed to play,” explained Allen. In a stunning display of commitment to the cause, golf clubs were allowed to reopen in September 2021, but toilets remained off-limits, prompting golf enthusiasts to question whether they were being punked by an elaborate Candid Camera-style golf course edition. Andrews, who recently announced his retirement from politics, now plans to spend more time with his family and on the golf course. However, the threat of being ostracised from the Peninsula's golfing elite looms large, like a shadow on the putting green. As the turf wars intensify, it's clear that the Mornington Peninsula is not just a geographical location; it's a battlefield, where the clash of golfing ideologies may rival the intensity of a Ryder Cup final day. Will Andrews dare to follow through on his membership application, knowing the potential fallout? Will Price stick to his membership-ripping threat, or will he ultimately decide that a day on the green is more important than a political greenhorn? In this gripping saga of fairways and fracas, the only certainty is that the Mornington Peninsula has become ground zero for a golfing soap opera that will have enthusiasts on the edge of their golf carts, eagerly awaiting the next putt-plot twist. Images: Sky News

Travel Trouble

Slain St Andrew’s staffer identified

The body of a female staff member at St Andrew’s College in Sydney has been identified, just hours after she was found dead in the school’s gymnasium. Lilie James, 21, was the water polo coach at the prestigious school, and was <a href="https://oversixty.com.au/news/news/young-female-staffer-found-dead-in-school-bathroom" target="_blank" rel="noopener">found dead</a> with serious head injuries just before midnight on Wednesday. Police are continuing their investigation into her alleged murder, while also searching for Ms James’ friend and colleague Paul Thijssen. Mr Thijssen, who is also a sports coach at the college, is wanted for questioning by police, as it is believed he could help with inquiries into her “apparent” homicide. On Thursday morning, police established a second crime scene near The Gap in Vaucluse that they believe is linked to Ms James’ death. Superintendent Martin Fileman said, “We don’t want to make any assumptions of the fact that that person may have taken his own life, but that’s just another line of inquiry we’re looking at at the moment.” Fileman also confirmed that the two school staffers were known to each other, saying, “There’s nothing to indicate that there was any domestic violence, any [apprehended violence orders] or anything between both of them,” he said. A post-mortem examination has yet to be conducted to formally determine the cause of the woman’s death. “From her injuries, it was apparent that she was a victim of homicide,” Fileman said. “As you can probably imagine, it’s an extremely daunting experience, a very sad time for everybody. Not only the families, the students also who are turning up today to be confronted by this.” The grim discovery was made after emergency services were called to the scene following reports of concern for the woman's welfare. The Superintendent went on to say the crime scene at the elite school was "confronting" for the officers who found the body. "Last night police from Sydney city police area command were responding to a welfare check and attended the school at St Andrew's cathedral where police located the body of a female in her early 20s in the gym area of the school," he said. "From her injuries it was apparent she was a victim of a homicide.” Image credits: Facebook

News

AFL star’s wedding evacuated over emergency

West Coast Eagles veteran Andrew Gaff's wedding celebrations took an unexpected turn on a sunny Sunday as an encroaching bushfire threatened the joyous occasion. The unexpected incident unfolded in the picturesque setting of Bold Park in City Beach, Perth, creating an alarming backdrop to what was meant to be a memorable day. According to 7Sport, the flames that ignited in Bold Park posed a severe threat to lives and homes in the surrounding area, prompting the swift intervention of emergency services. This meant that Gaff's wedding reception had to be evacuated promptly, disrupting the festivities and leaving guests in shock. Among the guests in attendance were Gaff's Eagles teammates, including Elliot Yeo and Jack Darling, as well as premiership-winning hero Scott Lycett. The abrupt evacuation was a stark reminder of the unpredictable nature of Australian bushfires. "We were just at a wedding, and the police came and said we've got to leave; there is a fire over the hill," recounted one startled guest. Another guest added, "We were dancing... I was busting a move," before they were rushed out of the venue by police. The bushfire outbreak triggered a "watch and act" warning for parts of City Beach, Floreat and Mount Claremont, underlining the gravity of the situation. Amid the chaos, the father of Gaff's new bride, Emma Van Woerden, was seen carrying the wedding cake away from the Quarry Amphitheatre, a symbol of the disrupted celebration. The cause of the fire was attributed to squatters, and it took the efforts of as many as 50 firefighters to bring the blaze under control. Thankfully, there were no reported threats to lives or homes after the situation was contained. Gaff is not the only footy star who has chose to either get engaged or tie the knot during the post-season. Carlton hero <a href="https://oversixty.com.au/lifestyle/relationships/all-the-footy-stars-are-getting-married" target="_blank" rel="noopener">Jack Silvagni, for example, wed Grace Phillips</a> in an intimate ceremony attended by family and friends. His teammates Patrick Cripps, Jack Martin and Sam Docherty were among the guests. In the world of rugby, NRL star Reuben Cotter married his new wife, Mackenzie Falco, the day after representing Australia against Samoa. Cotter's dedication to his country led him to cancel his own bachelor party, choosing to participate in the Pacific Championship instead. Images: Nine News / Instagram

Relationships

Harry Potter star's delightful baby name has fans enthralled

Bonnie Wright, renowned for her role as Ginny Weasley in the 'Harry Potter' film series, has welcomed a baby boy with husband Andrew Lococo. The 32-year-old British actress joyfully shared the wonderful news with her fans via Instagram, expressing the overwhelming love she and Andrew feel for their newborn son. Elio Ocean Wright Lococo, the couple's pride and joy, made his entrance into the world at home on Tuesday, September 19th. Bonnie marked the occasion by posting an endearing picture of their newborn, along with the heartwarming caption: "Say hello to Elio Ocean Wright Lococo," wrote the proud new mum. "Born at home on Tuesday 19th September. We’re all healthy and happy. Andrew and I are so in love with our sun 🌞! "So grateful for our birth team that have held our hands throughout and made the journey so joyous and expanding. Birth is the wildest experience! Our perfect and loving midwives Tiffany and Taylor @dosmidwifery our wise and wonderful doula Patti @umamother our doctor Phabby if we had needed to transfer @phabulouscare 🕊️ "During these healing postpartum days we’ve been visited by some angels thank you @meaghan_snider_ @motherbees and @themilkywaymamas 🕊️ and thank you @ccmeyer for your incredibly informative course I took in the early weeks of pregnancy. Birth workers are amazing 🕊️ ! "Lastly thanks to Andrew my rock throughout birth quite literally as I squeezed onto you so tight and you never wavered. Elio has the most tender loving papa. Ok hormonal emotional extra long caption over!" Prior to welcoming their bundle of joy, Bonnie and Andrew took some time to relax and enjoy a babymoon in Laguna Beach, California. Bonnie cherished these moments, captioning one of her posts, "Our last quiet holiday as just two". Throughout her pregnancy, Bonnie proudly displayed her growing baby bump in various photos, captioning one of them, "A summer of growth". Bonnie Wright and Andrew Lococo exchanged vows in a heartwarming ceremony in March of the previous year. Reflecting on their special day, Bonnie shared her happiness with a caption beneath a picture of their wedding rings, writing, "Yesterday was the best day of my life 💙, Thanks to my husband!!" Many well-wishes poured in, including a heartfelt message from Tom Felton, known for his portrayal of Draco Malfoy, Harry Potter's rival at Hogwarts. The 34-year-old actor wrote, "Congratulations B x." Bonnie Wright's journey in the world of entertainment began at the age of 11 when she made her on-screen debut in the first Harry Potter film, Harry Potter and the Philosopher's Stone, released in 2001. In recent years, Bonnie has garnered recognition for her passionate environmental activism – a definite nod to the "Ocean" element of her newborn's name. She now resides in San Diego, having moved there in February 2020 to be with her now-husband, Andrew Lococo. Images: Instagram

Family & Pets

Mining tycoon's father dies aged 95

Andrew "Twiggy" Forrest's father, Donald Forrest, peacefully passed away at their ancestral Western Australian home at the age of 95 on a Sunday morning. In a heartfelt obituary, the Forrest family shared, "Don passed away peacefully in his sleep, knowing he was with people and places he loved." “We all wish him well in his onward journey. “He goes with the love, deep affection and enduring memories of all those whose lives his 95-year history has embraced. “His legacy will be cherished by all who knew him.” Donald was remembered as a “loving husband, father, grandfather, great grandfather, stepfather, uncle and patriarch”. The family will host his funeral on Sunday October 1 “at his beloved Minderoo Station”, which has been in the family for four generations and is located in WA’s Pilbara region. A memorial service will be held in Perth afterwards for family and friends unable to attend his funeral. The Forrest patriarch is survived by his wife Marie, sons David and Andrew and daughter Jane. The sad news comes just two months after Andrew announced his <a href="https://www.oversixty.com.au/lifestyle/relationships/australia-s-richest-couple-call-it-quits" target="_blank" rel="noopener">shock split</a> from his wife of 31 years, Nicola. Andrew and Nicola, who are known as Australia's richest couple, have <a href="https://www.oversixty.com.au/lifestyle/relationships/the-real-reason-behind-australia-s-richest-couple-s-split" target="_blank" rel="noopener">insisted </a>that the divorce won't affect the direction of their mining empire or philanthropic interests. Image: Getty

Caring

"He leaves a broken state behind him": Aussies react to Dan Andrews' resignation

Victorian premier Dan Andrews has announced he will be resigning from his role after nine years in the job, prompting a very mixed response from Aussies. Andrews made the announcement on Tuesday, describing his time as premier as the “honour and privilege of my life”. For many Aussies, the news of his resignation came as a shock, with the announcement prompting a wave of mixed responses. Victorian Opposition Leader John Pesutto had one of the strongest reactions to the news, saying Mr Andrews had “trashed Victoria’s reputation”. “I wish Daniel Andrews well. But we have to face the facts. He’s leaving because Victoria, under his leadership, is falling apart,” he said. Shadow Immigration Minister Dan Tehan also had little nice to say about the outgoing premier, claiming he made the state of Victoria “poorer” while in the top job. “I think he’ll be remembered as a very good politician, very good at politics, but I think, sadly, over time, his legacy is going to be one in which he made the state of Victoria poorer, and he made Victorians poorer,” Mr Tehan said via Sky News Australia. “While we wish him and his family well, the sad reality is it’s Victorians who are going to have to pick up the pieces of his nine years in charge of this state.” Throughout his time as premier, Andrews attracted his fair amount of controversy, particularly around his harsh stance on Covid lockdowns, which saw Melbourne go through one of the longest continuous lockdowns on the planet. One of Mr Andrews’ biggest critics, 3AW host Neil Mitchell, was also thrilled to bid the premier farewell, telling him, “Let’s hope we don’t see you in public life again”. He told 3AW Mr Andrews had done “enormous damage to Victoria” and claimed to have been predicting his resignation for months. “I reckon he’s been thinking for some time. He’s been out of sorts for months. He’s been making unusual political errors. He’s seemed disinterested, he’s snappy at press conferences. I’ve said on air for some months, ‘he’s thinking about getting out’,” Mitchell said, adding “It’s time for him to go”. Liberal Party powerbroker Michael Kroger argued that Mr Andrews had over the years “got away with murder”, politically speaking. “Record debt. Small businesses are still broken and have not recovered from these extreme measures during the lockdown,’’ Mr Kroger told Sky News. “He leaves a broken, bankrupt state behind him. That’s his legacy. The financial recklessness of Daniel Andrews is unprecedented. And will take a generation to recover from." “Victoria will be better for Daniel Andrews having left today.” Despite many harsh words from his critics, Prime Minister Anthony Albanese was quick to praise Andrews' time as premier. He wrote in a lengthy post on Facebook that it had been a pleasure working “alongside an old friend”. “Daniel Andrews is a person of deep conviction, great compassion and fierce determination and he brought all those qualities to his time as Premier of Victoria,” Mr Albanese said. “As Prime Minister, it was a pleasure for me to work alongside an old friend – and a leader of such vision and ambition. It made a huge difference to sit at the National Cabinet table with someone who believed so deeply in the power of government to change lives for the better." “Nearly nine years as Premier is a remarkable achievement. Dan Andrews can be proud that he didn’t waste a minute. I wish Dan, Cath and their children all the very best for their future together.” Image credits: Getty Images

Legal

8 tips for keeping pets healthy that won’t break the bank

Australia is a nation of animal lovers. Collectively, we have more pets than people (<a href="https://kb.rspca.org.au/knowledge-base/how-many-pets-are-there-in-australia/#ftn1">28.7 million pets</a> vs <a href="https://www.abs.gov.au/statistics/people/population/population-clock-pyramid">26.7 million people</a>) and <a href="https://kb.rspca.org.au/knowledge-base/how-many-pets-are-there-in-australia/#:~:text=Overall%252C%2520Australian%2520households%2520are%2520estimated,spent%2520per%2520animal%2520each%2520year.">spent $33 billion on them</a> in 2022. Not only is a healthy pet a happy one, but healthy = wealthy with fewer vet bills and medications, plus less time off work to look after them. But how can you keep spending under control without sacrificing your pet’s health? Read on! 1. Choose the right pet Save yourself considerable drama – and money – by getting the right pet for your family from the outset. For instance: <ul> <li>Small dogs eat less, making them more suitable for tighter budgets.</li> <li>Energetic breeds won’t thrive if you can’t exercise them sufficiently. </li> <li>Low-allergy breeds (like Poodles and Burmese cats) can save allergy suffers on antihistamines and tissues.</li> </ul> 2. Secure your yard Prevention is always better than cure, so a secure yard/enclosure is a worthwhile investment. The cost of a new fence (especially if split with neighbours) often dwarfs the vet bills if your beloved is hit by a car. A secure pet is less likely to fight with other animals or eat things they shouldn’t. Plus, many areas impose fines for unrestrained pets. 3. Be organised An old phrase says: “For every minute spent organising, an hour is earned.” I’d suggest that hour earned also brings dollars saved. For pets, organisation includes: <ul> <li>Staying up-to-date with treatments and veterinary visits. Overdue parasite treatments, vaccinations, and check-ups often cause unnecessary and expensive complications.</li> <li>A tidy home, which saves replacing destroyed shoes etc and fees on overdue bills where the notice was chewed.</li> <li>Keeping household dangers – e.g., toxic plants, chemicals, foods (chocolate!) – out of your pets’ reach to avoid accidental poisoning.</li> </ul> 4. Weigh up insurance Many people say they’ll put money aside instead of buying pet insurance. But they don’t – the money winds up elsewhere. When considering insurance, weigh up each policy’s conditions, your pet’s health, and your ability to pay unexpected bills. Without insurance, small amounts may not be problematic. But unexpected surgeries or specialist tests and treatments could see you thousands of dollars out of pocket. The more claims you’re likely to make, the more valuable insurance may be. If you do get insurance, choose a reputable provider with positive reviews for paying claims promptly. 5. Master DIY Put your hands to work and make your pet’s essentials at a fraction of buying new. Consider making your own: <ul> <li>Toys – such as uncooked rice or pasta in a PET bottle. (Beware things like sticks, which can cause injuries and splinters.)</li> <li>Meals – cook in bulk and freeze portions for added savings and convenience. Homemade meals may be healthier too, since you know exactly what they’re eating.</li> <li>Bedding and towels – from your old clothing, linen etc.</li> </ul> Always use safe materials and ingredients that won’t be a choking hazard. Monitor items for wear and tear. 6. Involve your kids Getting kids/grandkids involved with animal care is good for everyone – including your wallet. Kids love animals. Pets love children’s playtime energy. And you’ll save paying someone else to do it when you’re short for time. Ask them to walk the dog, clean the litter tray, collect the eggs, top up food and water. You can make it form part of their pocket money – teaching them the value of earning – all while helping them develop important life skills like empathy and responsibility. 7. Consider legalities Custody and inheritance matters affect furbabies too, so it’s important to have a plan: <ul> <li>Wills – who will have guardianship if you die suddenly? Is that person willing and able? Have you left money to pay for their ongoing care?</li> <li>Separation/divorce – pets sadly are sometimes used as weapons in a separation. It could be emotional blackmail over custody, or one partner is given custody but cannot afford to keep them on a single income. The stress adversely affects everyone – including your pet. </li> </ul> 8. Spend time with them Companionship is important for your pet’s health – and yours. And it’s free! Research suggests <a href="https://www.health.harvard.edu/staying-healthy/having-a-dog-can-help-your-heart--literally">dog ownership improves heart health for humans</a> and <a href="https://www.psychologicalhealthcare.com.au/blog/mental-health-benefits-pets/">patting pets lowers blood pressure and stress hormones</a>. Plus, you’ll both benefit from being more active and making new friends (such as at the dog park). So, what are you waiting for? Hitch up the lead or pick up a toy and give your furbaby some love! Helen Baker is a licensed Australian financial adviser and author of the new book, On Your Own Two Feet: The Essential Guide to Financial Independence for all Women (Ventura Press, $32.99). Helen is among the 1% of financial planners who hold a master’s degree in the field. Proceeds from book sales are donated to charities supporting disadvantaged women and children. Find out more at <a href="http://www.onyourowntwofeet.com.au">www.onyourowntwofeet.com.au</a> Image credits: Shutterstock

Family & Pets

Andrew O’Keefe breaks down in court

Andrew O’Keefe has broken down in court after promising the magistrate he would steer clear of drugs. The embattled TV host and his lawyer fronted court to make an unexpected guilty plea, after he was arrested for allegedly breaching an AVO. On August 19th, police were called to a unit in Point Piper and took O’Keefe to Waverley Police Station where he was charged with contravening a restriction of prohibition of an apprehended violence order. He was then refused bail in Parramatta Bail Court the following day, with the matter set down for August 30th. However, O’Keefe’s solicitor Sharon Ramsden fronted court on Friday for an unexpected mention where she told Magistrate Greg Grogin her client would be entering a plea of guilty. Ramsden told the court that O’Keefe was at the apartment, which he was prohibited from attending, to collect some of his belongings. “There was no contact between the parties, and she returned to the property at 11:45pm having been on a walk,” Ms Ramsden said. Ms Ramsden asked the Magistrate to consider sentencing O’Keefe to a conditional release order without a conviction, to which the police prosecutor Michael Cleaver did not oppose. Magistrate Grogin then addressed O’Keefe directly, asking if the former television presenter could abstain from drugs which aren’t prescribed by his doctors. “One thing I don’t do, I don’t try to set people up to fail … can you fulfil that obligation?” the magistrate asked. O’Keefe responded: “Your Honour, I can guarantee that will be my sincere endeavour.” Mr Grogin sentenced O’Keefe to a conditional release order with no conviction, to which O’Keefe thanked the magistrate through tears. “Mr O’Keefe, on a personal basis you have been through some hard times,” the magistrate said. “You’re going to have good days and bad days and you’re going to go forward and go back, you must comply with court orders … the leniency will not be extended forever.” Image credits: Getty Images

Legal

Andrew O'Keefe back behind bars

Andrew O'Keefe, the once-celebrated television personality, has found himself under fresh legal scrutiny after an alleged incident on Saturday evening in a residential unit located in the serene eastern districts of Sydney. O'Keefe is now slated for a prolonged stay behind bars, as a result of his arrest on charges of reportedly violating the terms of an apprehended violence order. The 51-year-old was apprehended at a residence in Sydney's eastern suburbs, with his subsequent hours spent within a police holding cell. Law enforcement intervened in response to a situation at an address on Longworth Avenue in Point Piper, an enclave within Sydney's eastern quarters, at approximately 11:45 pm on Saturday. Appearing via remote video link at Parramatta Local Court on Sunday, the former host of Deal or No Deal was formally charged with violating the terms of the restraining order. According to a statement from New South Wales police: "Officers attended a unit on Longworth Avenue, Point Piper, following reports that a 51-year-old man was at the unit in breach of an Apprehended Violence Order. The man was arrested and taken to Waverley Police Station where he was charged with one count of contravene restriction/prohibition in AVO (domestic)." Bail was denied, and he will remain in custody until his upcoming appearance at Downing Centre Local Court on August 30. O'Keefe's legal woes extend to multiple charges stemming from previous incidents, encompassing accusations of resisting arrest, drug possession, and domestic violence-related assault in connection to a purported event at Point Piper in September 2021. Charges related to an alleged occurrence in January 2022 at his Sydney CBD residence were dropped in February after the sole witness and alleged victim, the prosecution's key source, left the country. According to police, O'Keefe was accused of choking a 38-year-old woman and subsequently assaulting her within his Sydney CBD dwelling in January 2022. O'Keefe, who previously practiced law and is the son of former NSW Supreme Court justice Barry O'Keefe, maintained that his actions were grounded in self-defense. Earlier this year, police prosecutor Michael Cleaver withdrew charges of intentional choking without consent, common assault, and assault causing actual bodily harm. In June 2021, O'Keefe managed to evade a domestic violence conviction, as charges were resolved under the purview of the NSW Mental Health Act. In May 2022, he was conditionally released to attend a rehabilitation facility for a period of up to 12 months, aimed at addressing his struggles with cocaine, methamphetamine, and cannabis misuse. In April, O'Keefe encountered charges after purportedly operating a vehicle under the influence of drugs in Sydney's eastern suburbs, arising from a routine roadside test in Point Piper in January. Images: Seven News

Money & Banking

Unseen photo of Dan Andrews slammed after gas ban fury

Dan Andrews has come under fire after a photo emerged of him cooking on a gas stove, just weeks after announcing a state-wide ban on natural gas in new homes. The Victorian premier has been slated online after Liberal MP for Mornington Chris Crewther shared a photo of Mr Andrews cooking on a gas stove inside his home during Covid-19 lockdown in April 2020. “I agree with what Dan does: cooking with gas. It’s much better!” the Liberal MP wrote alongside the photo. “But I don’t agree with what Dan says: banning gas cooking in new homes from next year. Future cooking quality is going to go downhill!” <iframe style="border: none; overflow: hidden;" src="https://www.facebook.com/plugins/post.php?href=https%3A%2F%2Fwww.facebook.com%2FCrewtherChris%2Fposts%2Fpfbid0cbvPq9wQyCJXLcfBXyPj9fucoxTvNUiaRnTYXtS35m3G1xmSPaGcyWqgGu1Q6rcJl&show_text=true&width=500" width="500" height="658" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe> Angry Victorians were quick to slam the premier in the comments of the photo, which has racked up over 6,000 comments. One person on Facebook said it was “proof we are truly living in a socialist dictatorship”. Another described Mr Andrews as a “menace”, while someone else asked “Why can’t we just have a Dan ban?” Slamming the new initiative, one commented wrote that “homeowners should be free to have the choice of gas or electricity”. The photo comes just weeks after Dan Andrews announced that from January 1st 2024, no new homes or residential subdivisions requiring a planning permit in Victoria would be connected to gas. The state government is dubbing the move as a measure to reduce cost of living pressures, claiming households will save up to $1,000 off their annual energy bills while reducing household emissions. The all-electric requirement would also apply to all new government buildings which have not yet reached design stage, including schools, hospitals, police stations and public housing. Despite the public backlash of the initiative, the Energy Efficiency Council applauded the decision. CEO Luke Menzel said “all-electric homes are all-good for Victorian families. They are cheaper to run, healthier to live in, and help lower emissions.” “Given the upfront costs of building an all-electric home are comparable to building a home with a gas connection, that makes going all-electric a no-brainer,’’ he said. Image credits: Facebook / Getty Images

Legal

“You’re a flop!” Kyle Sandilands hits back at Dan Andrews’ controversial new policy

Kyle Sandilands has called out Dan Andrews and the Victorian government, as they move to ban all new homes in the state from using gas. The state government is dubbing the move as a measure to reduce cost of living pressures, claiming households will save up to $1,000 off their annual energy bills while reducing household emissions. Upon hearing the news of the proposal, the KIISFM radio host branded the Victorian Premier “a flop” and the policy “some bull***t.” “I’m sick and tired of everyone thinking we’re idiots,” he said on The Kyle & Jackie O Show. “These laws are for idiots. Losers are doing these jobs.” “They will be banning Bic lighters next, we will be rubbing two sticks together to get a cigarette lit.” “That government sucks ass. That wandering eyed flop down there can’t have the Commonwealth Games because he can’t budget, now he thinks ‘’Oh, I’ll get the woke losers to vote for me by getting rid of gas’. You’re a flop!” From January 1st 2024, planning permits for new homes and residential subdivisions will only connect to all electric networks. To encourage new homeowners to go all-electric and abandon gas, eligible new home builders, as well as existing homeowners and renters, can access $1,400 solar panel rebates and interest free loans of $8,800 for household batteries. All Victorian households and businesses are also eligible for gas to electric rebates to upgrade heating and cooling and hot water heaters. Minister for Energy and Resources Lily D’Ambrosio said getting Victorians on more efficient electric appliances would lead to big savings on bills, while also helping to reduce emissions. “We know that with every bill that arrives, gas is only going to get more expensive,” she said. “That’s why we’re stepping in to help even more Victorians get the best deal on their energy bills.” “Reducing our reliance on gas is critical to meeting our ambitious emission reduction target of net zero by 2045 and getting more Victorians on more efficient electric appliances which will save them money on their bills.” Image credits: Getty Images / KIISFM

Legal

Concerns for seniors in shift to cashless society

Experts have voiced their concerns that senior Aussies will be left behind as the banking industry continues to move away from using cash. National Seniors Australia chief operating officer Chris Grice said there has been a "big shift to getting people off cash", as many financial institutions favour digital transactions. While this shift is geared towards leaning into technological and advancements and making things as convenient as possible, there are worries that older Aussies will be left struggling with the change. "The feedback we're getting it is not as easy as, you know, just tap and go and away you go," Mr Grice told <a href="https://9now.nine.com.au/today/commonwealth-bank-statement-on-claims-of-cashless-branches/63ed8948-8dbc-40a9-a2cc-a58b2b94255e" target="_blank" rel="noopener">Today</a>. "Some of these regional communities in particular, have challenges around internet access." While cash will still be readily available, Mr Grice warned that people trying to access their cash could face increasing transaction fees at ATMs. Meanwhile, Commonwealth Bank has responded to reports that it has increased the number of "cashless" branches, where a general banking teller is not provided to service customers, saying Cash withdrawals and deposits are available at all Commonwealth Bank branches and Specialist Centres." They went on to say that Specialist Centres, for people who require a face-to-face service, will remain in "major metropolitan locations". There are fears that a growing number of cashless branches across the entire banking industry would disadvantage older Australians who rely on cash as their primary form of banking, leaving many wonder how they will access their money given the limitations. Image credits: Getty Images

Money & Banking

"Gross exaggeration": Sporting officials slam Dan Andrew's Comm Games spending

Dan Andrews has been the subject of a blistering attack by sporting officials just hours after announcing the 2026 Commonwealth Games would not go ahead. The Victorian premier broke the news in a press conference on Tuesday, saying the <a href="https://oversixty.com.au/finance/money-banking/i-m-not-here-to-apologise-dan-andrews-fires-up-as-comm-games-is-scrapped" target="_blank" rel="noopener">event has been cancelled</a> due to ongoing funding issues. He shared that the event, which was due to be held in numerous regional Victorian towns and was first expected to cost $2.6 billion, would now blow the budget out to a whopping $7 billion. However, following Andrews' announcement, Commonwealthh Games Australia Executive Officer Craig Phillips said the premier's cost update doesn't add up, with the $7 billion figure being a "gross exaggeration". “Beyond disappointing for us,” he said on Tuesday. “It’s a comprehensive let-down for the athletes, the excited host communities, First Nations Australians who were going to be at the heart of the Games and which millions of fans that would have embraced the sixth home Games in Australia.” Phillips also accused Andrews of telling misinformation surrounding the process in which the government put its hand up to host the event. After being confirmed to host in April 2022, planning documents showed the intentions were to establish hubs in Geelong, Bendigo, Ballarat and Gippsland, each with an athlete’s village. Shepparton was also planned to host events, and the MCG would have hosted the opening ceremony. In a statement released on Tuesday afternoon, Phillips made bombshell claims government officials ignored advice to save costs by moving events to existing stadiums and facilities in Melbourne. Phillips also said Commonwealth Games Australia was not notified about the changed budgetary estimates until the government had already made its decision. He said, “The detailed budgetary implications announced today have not been sighted or discussed with the CGF or CGA ahead of being notified of the Government’s decision." “The stated costs overrun, in our opinion, are a gross exaggeration and not reflective of the operational costs presented to the Victoria 2026 Organising Committee board as recently as June." “Beyond this, the Victorian Government wilfully ignored recommendations to move events to purpose-built stadia in Melbourne and in fact remained wedded to proceeding with expensive temporary venues in regional Victoria." Many were up in arms over the Games being cancelled, including Victorian opposition senator Anne Ruston, who has called on prime minister Anthony Albanese to “take responsibility” for Victoria’s decision to cancel the Commonwealth Games, arguing it has dented Australia’s international reputation. “I say to the prime minister: Australia’s reputation has been damaged today and you should be very worried about the damage this does to Australia’s international reputation,” Ruston said. “This is a terrible decision for Australia but it is also very disingenuous and I think as we dig into the decision this morning, which we will do through our Senate inquiry, you will see that the Victorian government is hiding its incompetence behind a smokescreen of saying this is a budget blowout.” Image credits: Getty Images

Legal

"I'm not here to apologise": Dan Andrews fires up as Comm Games is scrapped

Dan Andrews has fired up at disappointed journalists after making the shock announcement that the 2026 Commonwealth Games would be cancelled. The Victorian premier shocked the nation with the announcement during a press conference on Tuesday, saying the event would not go ahead due to funding issues. He said the government had considered “every conceivable option” to still hold the games, but new budgets revealed the event, which was originally tipped to cost $2.6 billion, would likely blow out the budget to $7 billion. “I’m not here to apologise for not spending $7bn to deliver an event,” he said. “It’s about, do you deliver it at any cost or not? And the answer is we’re not.” Journalists then quizzed Andrews on what the cost of abandoning the event would be, which he refused to answer but assured the costs would be “fully accounted for” at a later date. While he said he would not “speculate” on discussions, he confirmed “very little costs had been incurred to this point”. Regional Victoria were awarded the rights to host the 2026 event last year after no other countries in the Commonwealth Games Federation volunteered. The Games were set to be held from March 17th to 29th in the regional towns of Geelong, Bendigo, Ballarat, Gippsland and Shepparton. Andrews went on to say the state could benefit much more from allocating the hefty multi-billion budget to other areas. “Today it’s not about finding fault with those cost estimates,” Mr Andrews said. “I will not take money out of hospitals and schools in order to fund an event that is three times the cost as estimated and budgeted for last year.” Mr Andrews said he had informed the Commonwealth Games authorities the state would seek to terminate the contract and said the subsequent meetings had been “amicable and productive”. In lieu of the Games, Mr Andrews announced the government would deliver the legacy benefits of the “housing, sporting infrastructure and tourism” benefits through other policies, using funds from the allocated $2.6 billion budget. Image credits: Getty Images

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